Lending & Other Services

Future of Healthcare in Canada - Funding & Financial Management

This is a massive opinion leader study based on in-depth personal interviews with 80 of the most influential people in healthcare today, as nominated by their peers. Participants include deputy ministers, academics,hospital executives, healthcare practitioners and other selected experts. The aim is to identify how healthcare will develop over the next 5-10 years and why this will happen. Royal Bank of Canada is the exclusive bank sponsor for the work. The study includes a special report on funding & financing management issues that identifies emerging issues in funding & financial management. The study also identifies unique solutions to client problems that a bank can potentially provide.

Financing Transportation-for-Hire in the US

This study evaluates current methods of financing transportation-for-hire in the US, as seen from the viewpoint of service providers, equipment owners, and equipment vendors. We assess buyer motivation and decision-making, as well as the competitive position of major providers. Recommendations for desirable new services are provided.

Future of the Public Sector in Canada (5 Studies)

How will the public sector build the capacity it needs?  How will we fund infrastructure from social housing to port facilities and roads?  What new delivery structures will we see?  How will economic sustainability, environmental concerns and an aging population change the future?  These topics and more are addressed in this opinion leader study based on in-depth personal interviews with the most influential people shaping the future of the public sector, as nominated by their peers. Participants include deputy ministers, mayors, executives, association heads, think tank leaders, academics, and other selected experts. The aim is to identify how the public sector will develop over the next 5-10 years and why this will happen. Royal Bank of Canada is the sponsor for the work. The study includes a special section on funding that addresses working capital management, funding shortfalls and financing of infrastructure. That section identifies key services that a bank can develop or provide to help its public sector clients prepare for the future. A very brief overview of each sector is available by clicking the link below, but the funding and financing strategies are not included.

       Federal & Provincial Government
       Municipalities
       Healthcare
       Public Education (K-12)
       Post-Secondary Education (PSE)


Losing Finance Proposals - Causes & Cures

The key question is “Can lost financing proposals be reduced without lowering rates”. Through a mix of personal and telephone interviews combined with sophisticated analysis, we identified a small number of quality improvements yielding gains of more than $200 million in revenue.

Mortgage Buying & Renewal

This study interviewed over 1,000 home buyers about their selection of a mortgage provider and mortgage features. We identified the subjective utility value of a number of mortgage and provider features and their impact on purchases and renewals. To assess the economic cost to our client, we also looked at past and likely future exercise of economic features.

Non-Cash Employee Incentives a Growing Market

A French non-bank provider of card and voucher-based services for employees engaged us to scan the competitive environment for their services prior to making a market entry decision. The scan included market size and growth, positioning of major competitors and identification of key factors for success in the market.

Equipment Financing More than a Commodity

Equipment financing is a highly competitive business, particularly when the equipment is ‘factory floor’ rather than office equipment. Our recent study of competitiveness commissioned by GE Capital Equipment Financing (Canada) highlights and quantifies the impact of service and pricing on winning bids and retaining clients. The ‘six sigma’ approach to quality promoted by GE clearly yields big revenue benefits in the market proving that equipment financing is far more than a commodity.

Outsourcing Banks Find Client Service Improved

According to our recent global study of trade outsourcing for ABN-AMRO, well over half of banks that are outsourcing their trade services find that the service to their clients improved as a result of outsourcing. Profitability and expense ratio improvements also exceeded expectations. With over 20% of small-mid size banks (assets of $6-100 billion) planning to outsource some of their trade services to an insourcing bank over the next two years, quality improvement should be the reason for their choice rather than just the cost savings they think about initially.

Mortgage Brokers "Raise the Bar"

Opinion leaders from mortgage brokerage firms, educators and regulators support an accreditation program for mortgage brokers. The four E’s of professional preparation are increasingly important for mortgage brokers too: Education, Experience, Exams and Ethics. With over one-quarter of first time home buyers using brokers for their new mortgage, this trend is right in line with current regulatory focus on consumer protection.


Selected Studies:

- Lending & Related
- Real Estate
- Custody & Related 

 

 

 

The Brondesbury Group, 144 Front St. West, Suite 650, Toronto, Canada, M5J 1G2
Tel: 1.416.585.2414 
●  Fax: 1.416.979.9159    email: info@brondesbury.com